![]() Your vehicle is badly damaged, you sustained injuries, and another car was involved in the accident. Why is it important for motorists to have this type of insurance? Imagine yourself in the aftermath of a car accident. It begs the question, which type of insurance is better? Is it third party liability (TPL) or comprehensive insurance? Let's weigh the options. Whether it's an accident caused by you or another party, insurance serves to shield all possible parties in case of an accident from financial liabilities/expenses. ![]() Some tend to forget that not only is auto insurance required by the Land Transportation Office (LTO), but it is also a form of reassurance or back-up. Unfortunately, there are those wary of buying car insurance, probably due to the expense.
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